Turn Your Future Earnings Into Valuable Assets
LOWN gives professionals a way to access capital today by tokenizing their future income and offering it to investors.
Your Financial Identity
How LOWN Works
Our platform provides a seamless experience from verification to tokenization.
Document Upload
Securely upload payslips and collateral documents. Stored on IPFS for maximum security and immutability.
KYC Verification
Quick and secure identity verification through Stripe's trusted verification service.
Risk Scoring
Transparent algorithm based on income consistency, collateral quality, and behavioral factors.
Tokenization
Turn your future income into ERC-20 tokens that can be traded or invested in by others.
Marketplace
List your tokenized future earnings on our marketplace for investors to discover.
Quick Setup
Complete the entire process from sign-up to marketplace listing in under 5 minutes.
Your Journey to Financial Freedom
Follow these simple steps to unlock the value of your future earnings.
Sign Up & Verify
Create your account with Google, Apple, email, or Web3 wallet and complete identity verification.
Upload Documents
Upload payslips and optional collateral to build your financial profile.
Get Scored
Receive your risk score and credit limit based on your financial profile.
Mint Tokens
Tokenize your future earnings as ERC-20 tokens on the Base Sepolia network.
List on Marketplace
Create your public profile and list your tokens for investors to discover.
Receive Funding
Investors buy fractions of your tokens, providing you with immediate capital.
Ready to Unlock the Value of Your Future Earnings?
Join LOWN today and turn your future income into a tradable asset that investors can discover and fund.